> For the complete documentation index, see [llms.txt](https://docs.flurry.finance/flurry-finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.flurry.finance/flurry-finance/the-rhotoken/yield-generation-mechanism/interest-apr.md).
# Interest APR
Know about your yields from interest rates!
Concerning the yield generation process, the **Annual Percentage Rate (APR)** often refers to yearly yielded interests from a sum of funds or loans. The Flurry Protocol calculates **APRs for rhoToken** pools and these are actively shown on the [**Flurry DApp**](https://app.flurry.finance/)**.**
The **APR** on the Flurry DApp **Earn** section reflects the annual return rate on the fund deployed in the lending pools. The following chart is extracted from the Earn section which should be familiar to rhoToken hodlers.
Calculation of APRs are presented below for Flurry's guaranteed **transparency** and **UX**!
## Fund allocation (Amount)
Let’s take **USDT** and **rhoUSDT** as an example. After clicking on the **APR** (by keying your cursor on it) of rhoUSDT, the details are revealed as below.
The **Amount** of **USDT** on the Flurry Protocol is split into two parts — **14,894** in USD Cash and **150,910** on Rabbit Strategy (0 in other strategies) — summing up to **165,804**.
In this case, only **150,910 USDT** is on the yield farming process, whereas **14,894 USDT** is the amount in idle for reservation.
## Supply Rate & Bonus APR
**Supply Rate APR** is the Lending Pool interest rate, whereas **Bonus APR** is the Reward Tokens accumulation rate, shown in red below. They are given per **lending pool**/**yield strategy** case.
For each **strategy,** its corresponding **APR per strategy** is merely summing up the **Supply Rate** and **Bonus APR**:
{% hint style="info" %}
For example, the **rhoUSDT APR** of **USDT Rabbit Strategy** is the **sum of Supply Rate APR (3.88%)** & **Bonus APR (8.79%)** to give **12.68%**. Other strategies follow the same formula.
{% endhint %}
Visit the portal below to learn about the **Bonus APR** and Bonus Tokens:
{% content-ref url="/pages/-MgsDvVpxr-VgEmoc27R" %}
[Bonus Rewards & APR](/flurry-finance/the-rhotoken/yield-generation-mechanism/rewards-protocols.md)
{% endcontent-ref %}
Now, the **APR per strategy** will take effect on the total APR as **Instant APR** and **Indicated APR**.
## Instant APR
**Instant APR** is calculated from all existing strategies with **Amount** deposited in, given that the Amount is considered as a "**rebasing**" amount.
Funds in the Amount is considered as **rebasing**, or **interest earning,** if and only if it is held by a **User/Wallet address** (which is normally true for users). Any funds held in a **Smart Contract address** are considered **non-rebasing** at the moment, thus not applicable for earning interests.
The total yield is thus shared only by the rhoToken hodlers whose amounts are "**rebasable".** \
The amount eligible for **rebasing** is reflected by **Rebasing %** (in blue below)**.**
From the **Rebasing %, Instant APR** is computed through the formula below:
Noted the **Sum of Amounts** includes the **USD Cash** which is part of the reservation.
Therefore, from our example, **Instant APR** can be calculated from the demonstration below:
You can see from here that **93.01%** of the total amount (**165,804 USDT**) is actually rebasable; hence the interest earned from **150,910 USDT** will be shared by the **93.01%** rhoUSDT hodlers.
In addition, options to **Opt-In/Out** for **rebasing in Smart Contracts** are available, find out how through the portal below:
{% content-ref url="/pages/-MgsH4q8LxZ9cLJpGdKp" %}
[API](/flurry-finance/governance/api.md)
{% endcontent-ref %}
## Indicative APR
**Indicative APR** is the **APR** **after rebasing** which occurs on a regular basis (e.g. everyday at 8am UTC), like a prediction **APR** after rebase.
If you click on the “**i**” besides **Indicative APR**, you will see the explanation of **Indicative APR** as shown below:
## Earn for Interests from Flurry DApp!
With the above knowledge, explore the **Flurry DApp through** this portal:
{% embed url="" %}
Flurry DApp
{% endembed %}
Check out the **user guide** for **Earn** through Flurry DApp through the portal below:
{% content-ref url="/pages/NO9Bp63p4TkvMwjEjQeV" %}
[Earn](/flurry-finance/user-guide/earn.md)
{% endcontent-ref %}